For lenders, closing delays are expensive. Every extra day risks rate locks, borrower frustration, and deals falling apart. One hidden bottleneck? The property title search. Traditionally, lenders relied on manual updates from title companies, slowing the process and driving up costs. With webhooks—automated, real-time data transfers—lenders now have an edge: streamlined workflows, fewer errors, and measurable savings.
A property title search ensures the borrower is buying a home free of hidden problems. Lenders depend on this step to confirm:
Without this verification, lenders face risk exposure, defective collateral, and borrower disputes. Traditionally, US title search providers delivered results manually, often adding hours or days to the process.
Manual updates from title companies:
For lenders handling hundreds of loans at once, these inefficiencies stack up—driving higher closing costs and operational overhead.
A webhook is a system notification that pushes data automatically when an event occurs. Instead of “pulling” updates, the data comes to you in real time.
Example:
Think of it as having the house title search knock on your door the moment it’s done.
Webhooks streamline title data delivery, directly impacting the costs of a title search and the broader mortgage cycle.
| Factor | Traditional Delivery | Webhook Delivery | Savings Impact |
|---|---|---|---|
| Update Speed | Hours or days via email/batch | Instant, real time | Faster closings reduce rate lock extensions |
| Data Accuracy | Manual re-entry required | Direct system integration | Fewer errors = lower rework costs |
| Staff Time | High (sorting, copying data) | Low (automated input) | Significant labor cost reduction |
| Borrower Experience | Frustrated by delays | Transparent, fast updates | Higher borrower satisfaction, fewer lost deals |
| Compliance & Documentation | Manual handling of legal documents | Automatic record delivery | Reduced compliance risks |
Webhooks streamline title data delivery, directly impacting the costs of a title search and the broader mortgage cycle.
A clear title is only half the battle. Lenders also require borrowers to purchase title insurance. Webhooks accelerate the delivery of title search data, ensuring policies are issued faster and protecting lenders against:
By the time a borrower is ready to close, lenders already have confidence that title insurance protects their investment.
Every percentage point matters in lending margins. By adopting webhook-enabled title search, financial institutions gain:
When lenders ask, “How do you do a title search faster, cheaper, and with fewer errors?”—the answer is simple: pair trusted providers with webhook delivery.
Conducting a title search on a property doesn’t have to be a slow, manual step. With AFX Research and webhook technology, lenders finally have a way to reduce title search costs, accelerate closings, and free resources for growth.
In an industry where efficiency equals profitability, webhooks give lenders the competitive edge they’ve been waiting for.