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a red background with white text AFX Research and Mortgage Automator Partner to Deliver Lightning-Fast Title Updates for Private Lenders

AFX Research and Mortgage Automator Partner to Deliver Lightning-Fast Title Updates for Private Lenders & Mortgage Brokers

In a move that signals a new era of speed and simplicity in private lending, AFX Research, a national leader in uninsured title research, has officially announced its integration with Mortgage Automator, a top-tier loan origination and servicing platform for private and hard money lenders. This collaboration gives private lenders and brokers powerful, real-time access to Fast Title Updates—without the friction of multiple vendors or long wait times.

Whether you're managing construction draws, processing loan payoffs, or refinancing a borrower, the ability to verify lien status and ownership quickly can be the difference between closing a deal—or losing it.

Title Research at the Speed of Business

Private lenders operate in a fast-paced environment where time is capital. Every delay in verifying title history—such as liens, encumbrances, or changes in property ownership—translates into lost opportunity or increased risk.

The integration ensures that Fast Title Updates are at the forefront of the lending process, providing critical information that aids in decision-making.

AFX Research’s integration with Mortgage Automator solves that problem by enabling lenders and brokers to:

  • Order title updates directly within Mortgage Automator’s platform
  • Get real-time lien and ownership data in under a day (91% complete in <1 business day)
  • Access flat-rate pricing with no surprise fees
  • Cover any U.S. county—all 3,000+ jurisdictions—coast to coast

For lenders working with short-term loans, bridge financing, fix-and-flip projects, or construction draws, this speed is mission-critical.

“For lenders managing draws, extensions, or payoffs, this means faster decisions, less friction, and more confidence in lien position,” says David Mitchell, President and CEO of AFX Research.

Why This Matters to Private Lenders

In private lending, risk management is everything. Delays in confirming whether a new lien has been filed—or worse, proceeding with an advance without knowing—can compromise your collateral position.

AFX’s title updates help answer key questions:

  • Are there any newly recorded liens or judgments?
  • Has the borrower transferred the property to a different entity?
  • Are there encumbrances that affect the lender’s position?

Because the data is compiled directly from county land records (rather than credit reports or third-party aggregators), lenders get a crystal-clear view of ownership and legal standing.

Through the Mortgage Automator integration, these answers are now embedded in the lending workflow. Lenders and brokers no longer need to chase vendors, email PDFs, or wait 48–72 hours for updates. The automation makes it seamless.

Benefits for Mortgage Brokers and Deal Originators

For brokers who coordinate between borrowers and lenders, time is leverage. Title updates often represent a bottleneck in the pre-funding or refinancing process.

Here’s how this integration benefits brokers:

  • Accelerated pre-approval – You can verify borrower ownership or property liens instantly, expediting investor interest.
  • More accurate quoting – Knowing the lien position helps you structure the deal properly and avoid costly surprises at closing.
  • Transparency for your clients – You can confidently explain what issues (if any) may delay or impact funding timelines.

By removing the manual steps traditionally involved in ordering and receiving title updates, brokers can offer a more competitive, professional service experience to both borrowers and lending partners.

a woman sitting on a couch in a lobby AFX Research and Mortgage Automator Partner to Deliver Lightning-Fast Title Updates for Private Lenders

Use Case Scenarios

This integration isn't just a technical feature—it’s a practical tool with daily utility for lenders and brokers. Let’s explore real-world examples:

1. Draw Disbursements on Construction Loans

Private lenders funding new builds or renovation projects often disburse funds in phases. Before each draw, it’s critical to check for mechanics liens or title changes.

With AFX's updates embedded in Mortgage Automator, the draw team can instantly verify that the lien position hasn’t changed—allowing the draw to proceed securely, often the same day.

2. Loan Payoffs and Refinancing

When a borrower pays off a loan or requests a refinance, a fresh Title Update is required to ensure there are no outstanding judgments or unexpected liens.

Instead of placing a manual title order and waiting, lenders now simply click a button inside Mortgage Automator and get the report in hours—not days.

3. New Loan Underwriting

Before committing to fund a new deal, brokers and underwriters need to verify that the borrower holds clean title. AFX delivers a lean, non-insured title update quickly, giving underwriters the green light—or a red flag—fast.

Nationwide Coverage with Local Expertise

AFX Research brings with it a pedigree that gives private lenders peace of mind. The company has completed millions of title searches in all 50 states, covering properties with a combined assessed value of over $1.3 trillion.

AFX’s team of title abstractors and researchers pull directly from public land records at the county level, ensuring unmatched accuracy and consistency. Whether you’re funding a duplex in Denver or a ranch in rural Texas, AFX delivers.

“We understand how important lien visibility is to lenders. That’s why we built a system that’s fast, cost-effective, and integrated directly into the platforms lenders already use,” adds Mitchell.

a house with a driveway and a garage AFX Research and Mortgage Automator Partner to Deliver Lightning-Fast Title Updates for Private Lenders

Mortgage Automator: The Tech Platform Lenders Trust

On the other side of the equation is Mortgage Automator, a comprehensive end-to-end platform purpose-built for private and asset-based lending.

The company serves over 375 private lending firms across North America and has supported more than $20 billion in funded loans. Its all-in-one platform handles everything from CRM and loan origination to servicing, reporting, compliance, and accounting.

“We’re focused on streamlining every step of the private lending process,” says Jeffrey Furtado, COO of Mortgage Automator. “Integrating AFX’s title search services helps us deliver even more value to our customers.”

This isn’t the company’s first big move either. Mortgage Automator has made major strides in automation, helping lenders reduce operational workload, improve servicing timelines, and enhance compliance through data-driven features.

Automation Is the Future of Private Lending

The AFX-Mortgage Automator partnership is part of a broader shift in private lending: the drive toward automation, integration, and speed.

Key industry trends this partnership aligns with:

  • Loan cycle compression – Lenders are seeking faster turnarounds, sometimes issuing loans in under 72 hours.
  • Decentralized lending – Lenders are increasingly serving borrowers across multiple states, making national title support essential.
  • Digital borrower experience – As borrowers expect fast, mobile-friendly funding, backend processes like title updates must keep pace.

This partnership gives private lenders and brokers a competitive advantage in all these areas.

Closing Thoughts

In private lending, time is often your most valuable asset. Delays in confirming lien status or chasing down title updates can derail deals, frustrate borrowers, and cost real money.

With this new integration, AFX Research and Mortgage Automator are eliminating those delays. They’re giving private lenders, brokers, and servicing teams the tools to move faster, reduce risk, and serve clients more effectively.

If you're a lender or broker using Mortgage Automator, the ability to order Fast Title Updates with one click and receive them in hours isn’t just a convenience—it’s a business advantage.

About AFX Research

Founded in 1995, AFX Research is a trusted provider of uninsured title research services across the United States. The company’s clients include private lenders, government agencies (including the IRS and DOJ), and servicers seeking accurate, affordable property insight without the cost of title insurance.

Website: https://www.afxllc.com

About Mortgage Automator

Mortgage Automator is the leading software platform for private and hard money lenders, offering a full suite of tools for origination, servicing, compliance, accounting, and investor reporting.

Website: https://www.mortgageautomator.com

Ready to integrate faster, smarter title research into your loan workflow?
If you’re a private lender or broker using Mortgage Automator, talk to your account manager today about activating AFX Fast Title Updates in your portal.

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