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Fannie Mae Mortgage Servicers


AFX has been providing fast and accurate title research to various industries for over 20 years. Our product offerings are often tailored to reflect specific changes in industry requirements. To meet the recent requirements in mortgage servicing for Fannie Mae loans, AFX now provides uninsured title searches that comply with their new requirements. As per Fannie Mae, “foreclosure-related title costs must be kept at a minimum and in compliance with Fannie Mae maximum allowable title costs.”

✓ Title Search and Update Requirements

The maximum allowable foreclosure-related title cost includes:

  • an initial two-owner title search dating back to the deed prior to the mortgagor’s deed,
  • up to three title updates to the initial title search that are required and necessary to complete the foreclosure sale, and
  • complete copies of all documents and a summary page.

Unless specified by Fannie Mae, the initial title search must be an uninsured title search without additional charges for insurance or guarantees.

The title search and any required updates must confirm title to the property and identify all recorded liens and documents affecting title and all parties that must receive notice of the foreclosure sale.