Real estate transactions in West Virginia Title Search involve more than just signing a contract and exchanging keys. Behind every successful deal is a verified title, a reliable deed, and a clear understanding of ownership. Whether you’re a home buyer, real estate agent, or mortgage lender, you need to protect your interest in the property through due diligence—and that starts with a title search.
AFX Research delivers fast, nationwide title search solutions, and our expertise extends to counties and courthouses across West Virginia. We support all parties involved in a real estate transaction with reliable title data, deed history, and insights to help prevent legal claims and costly delays.
The title to the property is the legal documentation that proves who owns it. Before a property can be sold or transferred, it must be verified that the owner of the property has the right to sell and that there are no outstanding claims to the property or problems with the title.
A thorough title search—like the ones performed by AFX Research—ensures that the buyer will receive ownership of the property free of defects, liens, or encumbrances. In West Virginia, this step is critical, especially in areas where older property records and family transfers are common.
West Virginia has a rich history and many properties that have changed hands across generations. This makes title searches especially important in rural areas where legal claims may not have been recorded or resolved properly.
A professional title search will uncover:
AFX Research provides fast, court-sourced title search reports throughout West Virginia, covering all 55 counties including Kanawha, Monongalia, Berkeley, and Cabell.
A deed is the document that legally transfers property from one party to another. Different deed types offer different levels of protection for the buyer. Choosing the right one is critical to protecting your interest in the property.
Here’s a comparison of common deed types used in West Virginia:
| Deed Type | Guarantees Provided | Best Used For |
|---|---|---|
| General Warranty Deed | Full protection, guarantees title is clear | Most common in residential real estate sales |
| Special Warranty Deed | Limited to the seller’s period of ownership | Used in foreclosures or estate sales |
| Quitclaim Deed | No guarantees, transfers only seller’s interest | Family transfers, divorce, or inheritance cases |
| Grant Deed | Offers partial warranties, not widely used in WV | More common in other states |
AFX Research verifies all deeds in our title packages, so buyers know exactly what interest in the property is being transferred and what risks may remain.
A title company in West Virginia serves as a neutral party that ensures the real estate transaction goes smoothly. They help coordinate the closing, disburse funds, and secure title insurance for the buyer and mortgage lender.
While most title companies handle logistics, AFX Research powers them with accurate, up-to-date title research. Our reports include:
We work closely with underwriters, attorneys, and real estate agents to ensure every real estate transaction is protected from the ground up.
Title insurance protects the buyer and mortgage lender from financial loss if a problem with the title arises after the sale. This can include:
There are two types of title insurance:
AFX Research supports insurance providers by delivering complete, accurate data so policies are issued based on clear, verified information.
West Virginia real estate agents help guide buyers and sellers through negotiation, contract signing, and inspections—but they depend on strong backend data. Mortgage lenders must verify ownership of the property and confirm there are no outstanding legal claims before releasing funds.
AFX Research gives these professionals peace of mind with:
This ensures accurate title search and deed verification without holding up the closing.
With decades of experience and a deep understanding of West Virginia’s recording systems, AFX Research offers fast and affordable solutions:
Whether you're buying a home in Morgantown or transferring a cabin in Greenbrier County, AFX Research helps protect your investment.
West Virginia properties can be affected by unique title risks. A few common issues include:
Without a reliable title search, these issues could delay closing or result in future litigation. AFX Research works to identify and address them early.
Closing costs in West Virginia typically range from 2% to 5% of the home's purchase price. These may include:
Depending on the agreement, these fees may be split between the buyer and seller, or negotiated as part of the sale. AFX Research works with both sides to keep title search costs predictable and fair.
Buying or selling property in West Virginia is an exciting milestone—but it’s also a legal process that requires diligence. Whether you’re transferring ownership via a grant deed, warranty deed, or quitclaim deed, having an experienced research partner ensures your claim to the property is protected.
At AFX Research, we deliver accurate, fast, and affordable title searches for every county in West Virginia. Our services support real estate agents, mortgage lenders, attorneys, and individual home buyers looking for peace of mind.
Need a title search in West Virginia?
Get started today at AFX Research and request a same-day update. Whether you're dealing with a rural tract or a city condo, we have the tools and local expertise to verify your interest in the property—before it's too late.