When you think about due diligence in real estate, the usual suspects come to mind: a title search, municipal lien checks, and maybe a tax report. But one area often gets overlooked—land-use restrictions tied to environmental issues. These restrictions, legally known as Activity and Use Limitations (AULs), can determine how a property is used, developed, […]

In real estate, surprises are rarely good news. Buyers, lenders, and investors know that clear title is essential, but what about liabilities that don’t appear in the public land records? That’s where municipal lien searches come in. While a title search uncovers recorded liens, mortgages, easements, and ownership history, a municipal lien search digs into […]

Every real estate transaction depends on one pivotal step: verifying ownership of the property. Whether you’re a title searcher, a lender, or a real estate attorney, you know the process is often time consuming. Traditionally, conducting a title search required combing through stacks of public records and legal documents, tracing previous owners, confirming legal ownership, […]

Oregon has long been known for its dynamic real estate market, spanning bustling Portland neighborhoods, vineyard estates in the Willamette Valley, and coastal vacation properties. Every real estate transaction, no matter how small or large, depends on one critical step—the title search process. Whether you’re working with a title search company, a real estate agent, […]

California is one of the most dynamic real estate markets in the world. From Los Angeles luxury homes to Silicon Valley condos, every home purchase hinges on confirming clean legal ownership of the property. This is where the title search process comes in. Traditionally, a title searcher would spend hours examining public records, reviewing legal […]

In real estate, trust is everything. When a buyer puts money deposited into escrow, when a lender issues a mortgage loan, and when a seller signs over the property deed, each party depends on the accuracy of title research. Title to the property is more than a legal record—it’s the foundation of ownership and the […]

Artificial intelligence (AI) is rapidly transforming the real estate industry, making AI Compliance essential in title search processes. Title search software powered by machine learning can scan thousands of public records, identify property owners, analyze deed transfers, and flag liens faster than any human examiner. For lenders, investors, and homeowners, this promises speed, accuracy, and […]

Buying property in New Mexico can feel like stepping into a layered story. The Land of Enchantment is rich with history, but that history often lives in property records—sometimes clear, sometimes tangled. From Spanish land grants to complex oil and gas rights, understanding a property title in New Mexico isn’t always straightforward. That’s where AI […]

Buying real estate in New York is never simple. Whether it’s a sleek condo in Manhattan, a brownstone in Brooklyn, or vacant land in the Catskills, every deal has one common requirement: a clear property title. To navigate the complexities of property transactions, an AI Title Search in New York can provide crucial insights for […]

Borrowers in 2025 don’t want a 45-day wait. They want approvals in days—or even hours. Lenders know that every delay risks losing a deal to a competitor. Interest rates shift daily, buyers shop around aggressively, and fintech platforms set new expectations for instant underwriting. At the center of this pressure lies the title search process. […]

Estate planning often brings to mind wills, tax strategies, and financial instruments. But one of the most overlooked steps in the process is ensuring property can be legally and cleanly transferred into a trust. Whether the property is a family home, a vacation cabin, or a commercial property, the foundation of that transfer is the […]

When mortgage interest rates are climbing, every single day matters in the mortgage lending process. For buyers, a locked rate can mean thousands of dollars in long-term savings. For lenders, faster closings mean more funded loans and fewer deals lost to competitors. Yet one bottleneck remains stubbornly slow: title searches and title vesting documentation. At […]

For lenders, closing delays are expensive. Every extra day risks rate locks, borrower frustration, and deals falling apart. One hidden bottleneck? The property title search. Traditionally, lenders relied on manual updates from title companies, slowing the process and driving up costs. With webhooks—automated, real-time data transfers—lenders now have an edge: streamlined workflows, fewer errors, and […]

Most modern real estate journeys begin online. A quick Google search for “mortgage calculator” or “houses for sale near me” is often the first step for buyers who want to understand how much house they can afford. Sellers may be running a “home value estimator” to check “how much is my house worth” before listing. […]

The mortgage process is often described as a journey—and for good reason. From the moment a borrower applies for pre-approval to the moment they sign the closing documents, they encounter a series of checkpoints involving lenders, title companies, real estate attorneys, and county offices. Each step depends on accurate, timely property records and the ability […]

In today’s high-speed lending environment, every day shaved off the closing timeline can save thousands of dollars—both for lenders and borrowers. Webhooks have emerged as one of the most advanced data solutions for financial institutions looking to improve title verification efficiency, enhance compliance, and minimize risk. For mortgage lenders, the game has changed. By integrating […]

In today’s fast-paced real estate market, the competition for accurate, timely title searches is intense. Whether you’re a real estate agent helping clients close on their dream homes, a real estate attorney ensuring legal compliance, or a real estate investor looking to find out who owns a property, the demand for both speed and accuracy […]

How AFX Research leads the shift with faster searches, smarter risk controls, and new revenue models The title insurance ecosystem is in the middle of a once-in-a-generation transformation. AI has gone beyond pilot projects. It is now part of daily workflows. This includes property title searches and AI title search aggregation. It also helps with […]

The title insurance industry is undergoing a revolution in 2025 — and at the heart of it is artificial intelligence (AI). For decades, title searches and title clearance have been labor-intensive processes burdened by manual examination, risk of human error, and delays that frustrate real estate professionals, mortgage lenders, and property owners alike. Now, AI-powered […]

When you’re preparing to buy or sell a home, every detail matters—especially the accuracy of the property’s title. Whether you’re a first-time homebuyer in Boston, a seasoned investor in Worcester, or a real estate attorney managing multiple real estate transactions, the ability to verify the ownership of the property, uncover legal claims, and confirm there […]

In the fast-paced world of real estate, time is money—and clarity is everything. Traditional methods of title research and clearance are often bogged down by slow, manual processes and fragmented property data. But now, AI-powered title clearance and ai title search solutions are fundamentally transforming how the title search process works—enabling faster closings, fewer errors, […]

In today’s rapidly shifting real estate landscape, rising interest rates have transformed the way mortgage lenders, real estate professionals, and home buyers approach every transaction. The Federal Reserve continues to adjust the federal funds rate to combat inflation, causing mortgage loans to become more expensive in both the short term and long term. That makes […]

In today's fast-paced lending environment, speed and accuracy are critical. Mortgage lenders can no longer afford to wait days—or even hours—for essential title search data. The rise of API integrations, particularly in services like those offered by AFX Research, has redefined how property title search data is retrieved, interpreted, and utilized. This technological leap enables […]

When it comes to buying a home, conducting due diligence isn’t just smart—it’s essential. Whether you're a mortgage lender, real estate agent, attorney, or investor, the foundation of a secure real estate transaction lies in a comprehensive title search. That’s where AFX Research, a leading nationwide title search company, plays a pivotal role, especially when […]

When it comes to real estate transactions, title reports and lien searches are the backbone of informed decision-making. Whether you're a real estate agent, a lender, or work with insurance companies, having accurate access to public records across all 50 states is critical. That’s where AFX Research comes in—offering comprehensive, nationwide title search solutions that […]

In the fast-paced world of real estate, buyers and sellers, real estate agents, and lenders alike depend on timely and accurate property data. A critical part of any real estate transaction is the title report—a document that helps identify potential issues like title defects, liens on the property, or questions about the previous owner. But […]

In the complex world of real estate, ensuring a property has clear, uncontested ownership is essential for any transaction. Whether you're a mortgage lender, real estate attorney, investor, or homebuyer, understanding how to conduct a title search can prevent future legal complications. If you’re dealing with property title matters in Alabama, AFX Research is your […]

For anyone involved in an Iowa real estate transaction—whether you're a home buyer, lender, or real estate agent—conducting a comprehensive Iowa title search is a crucial step. Iowa is unique in that it is the only U.S. state to still primarily rely on the abstract of title system. That means understanding terms like assignment of […]

When it comes to property transactions in Kansas, ensuring that the property title search is done correctly is critical. Title issues can delay closings, increase costs, or worse—put ownership in question. That’s where AFX Research, a nationwide leader in title services, steps in. With over 25 years of experience, AFX simplifies the real estate transaction […]

When buying a home or investing in real property in Connecticut, one of the most critical steps in the real estate transaction process is conducting a Connecticut Title Search. This essential search ensures that the property’s ownership is clear, that there are no tax liens, and that the buyer is protected against future disputes. Whether […]

When it comes to purchasing real estate or securing a home loan in Louisiana, one of the most critical steps is conducting a Louisiana Title Search. Whether you're a mortgage lender, a homebuyer, or a real estate professional, understanding the history and legal standing of a property ensures your real estate transaction is safe from […]

When it comes to real estate transactions in Mississippi, ensuring the accuracy of the abstract of title is crucial. Whether you're a real estate attorney, mortgage lender, homebuyer, or title abstractor, having access to advanced tools and experienced professionals makes all the difference. That’s where AFX Research delivers. With over 25 years of experience providing […]

Buying a home or preparing to sell the property in Nebraska requires due diligence, especially when it comes to verifying legal ownership. Whether you’re a buyer, seller, real estate agent, or home loan lender, understanding the ins and outs of title documentation is essential to safeguard your interest in the property. A properly conducted title […]

Buying or refinancing a property in Rhode Island involves more than just signing papers and securing a mortgage loan. One of the most critical yet often overlooked steps is the title search—a process that ensures the real property you're dealing with has a clear and marketable title. Whether you're a homebuyer, real estate attorney, or […]

In the world of real estate transactions, certainty is everything. From buying a home to closing a complex commercial deal, understanding a property's legal history is essential. That’s why a comprehensive Indiana title search is more than just a box to check—it’s your defense against future disputes, hidden debts, and legal complications. AFX Research, a […]

When it comes to buying or refinancing a property in New Hampshire, a clear title is more than just paperwork—it's the foundation of a secure real estate transaction. Whether you're a mortgage lender, a real estate agent, or a homebuyer, understanding the title search process can help reduce risk, avoid costly errors, and streamline closings. […]

When buying a home in Alaska, one of the most critical steps in the real estate process is the Alaska Title Search. Whether you’re a home buyer, a real estate agent, or one of the many mortgage loan lenders operating in the state, verifying a property’s title is essential to protecting your investment and ensuring […]

At AFX Research, we are proud to announce our integration with Sekady, a leading financial technology company serving the construction industry. This collaboration marks a significant advancement in how real-time title data supports secure, efficient disbursement of construction draw payments. Through this integration, Sekady users can now access our same-day title update services directly within […]

In every state, real estate is driven by accuracy, speed, and confidence—especially in a place like Arkansas, where rural land, growing suburbs, and city redevelopment projects all converge. Whether you’re buying or selling a home, refinancing through a mortgage lender, or working with a real estate agent, one thing is certain: you need a reliable […]

When buying or refinancing a home in New Hampshire, a New Hampshire Title Search is one of the most critical steps in the real estate transaction process. Whether you're a buyer, investor, mortgage lender, or real estate attorney, conducting a thorough title search on property ensures that the ownership of the property is clear and […]

When buying a home, whether it’s your primary residence or investment properties, conducting a thorough Kentucky Title Search is one of the most critical steps. A property title search ensures that you are purchasing real estate with a clear title, free from liens, legal disputes, or ownership issues. For anyone interested in purchasing property in […]

When buying a home or handling a real estate transaction in North Dakota, conducting a title search is one of the most critical steps to protect your investment. Whether you are a real estate agent, a home buyer, or an investor, understanding the ins and outs of title reports, title defects, and chains of title […]

Real estate transactions in West Virginia Title Search involve more than just signing a contract and exchanging keys. Behind every successful deal is a verified title, a reliable deed, and a clear understanding of ownership. Whether you’re a home buyer, real estate agent, or mortgage lender, you need to protect your interest in the property […]

Whether you're buying a home in Minneapolis, investing in land in Duluth, or selling property in Rochester, conducting a property title search is a critical step in any real estate transaction. Without verifying the legal ownership, you risk encountering liens on a property, unresolved legal claims, or other encumbrances affecting the property. For a successful […]

When you're purchasing a home in Illinois, understanding the legal documents and processes that confirm ownership of the property is essential. From encumbrances to warranty deeds, the journey from identifying a property to securing its title can be filled with legal jargon and due diligence requirements. That’s where professional title search services like AFX Research […]

If you're buying real estate in Hawaii or evaluating investment properties across the islands, one of the most critical steps is title checking. Without properly verifying the property title, you risk inheriting legal or financial issues tied to that real estate. Whether you're a real estate agent, private lender, or property investor, understanding how to […]

Understanding the details of a property's ownership and title history is essential in any real estate transaction. Whether you're a home buyer, real estate agent, mortgage lender, or real estate attorney, verifying the title status helps prevent costly surprises. In Virginia, this process involves checking public records, uncovering encumbrances, locating a valid grant deed, and […]

Whether you're looking to buy a cozy home in Burlington or invest in rural land near Montpelier, conducting real estate due diligence is a critical step before closing any deal in Vermont. One of the most important parts of this process is understanding the real estate title, how to conduct a title search, and why […]

If you're buying real estate, conducting a refinance, or handling estate matters in Michigan, doing a title search on property is a vital step to ensure clean ownership and avoid hidden surprises. From mass title search needs to checking if there's a lien on a house but not on title, knowing what to look for […]

If you're looking to buy a home in Nevada, it’s essential to understand what deed restrictions are and how they impact property ownership. Whether you're a first-time homebuyer, real estate investor, or lender, uncovering easements, covenants, and restrictions on property during a title search is a key step. These legally binding agreements are often attached […]

Buying or selling real estate in Montana is a major financial decision, and protecting that investment is essential. Whether you're a real estate agent, homebuyer, or lender, understanding how Montana title search services work and selecting the best title search company in Montana can offer peace of mind during the closing process. This guide breaks […]

In a digital-first era where speed, accuracy, and automation define success in mortgage lending, a major new integration is setting a new industry benchmark. AFX Research, a national leader in title abstracting and property data services, has officially integrated with ICE Mortgage Technology’s Encompass® loan origination platform. This partnership enables lenders to access same-day title […]

Buying or selling real property in South Dakota involves more than just signing a contract—it requires a clear understanding of the title to the property, the property deed, and any legal or financial issues that may affect ownership of the property. Whether you're a homebuyer, real estate investor, or mortgage broker, navigating the real estate […]

In a move that signals a new era of speed and simplicity in private lending, AFX Research, a national leader in uninsured title research, has officially announced its integration with Mortgage Automator, a top-tier loan origination and servicing platform for private and hard money lenders. This collaboration gives private lenders and brokers powerful, real-time access […]

When you're preparing to buy or sell real estate in Colorado, it's critical to conduct a property title search to avoid legal complications. Whether you're a mortgage broker, real estate agent, or homebuyer, understanding how title search, title checking, and property public records work in the state can protect your investment. This guide breaks down […]

When it comes to buying a home in Delaware, it's essential to understand what's legally attached to a piece of property. Whether you're a homebuyer, investor, or one of the many experienced real estate agents in the state, knowledge of encumbrances, liens, and title searches is crucial for protecting your investment and ensuring a smooth […]

When it comes to transferring ownership of real estate, the type of deed used plays a critical role. In New Jersey, buyers and sellers often rely on a warranty deed to ensure that title to the property is clear and the ownership of the property is legitimate. But not all deeds are the same. This […]

This guide breaks down what is a title search in North Carolina, examples of title, different types of titles, and how to conduct a lien search — all while keeping a sharp eye on the Tar Heel State's legal framework. If you're involved in buying or selling property in North Carolina, one essential step is […]

When it comes to buying or selling real estate in the state of Maine, ensuring the property has a clean history is crucial. A thorough Maine title search provides peace of mind by confirming legal ownership, identifying liens, uncovering unpaid taxes, and flagging other potential issues. This blog walks you through how to perform a […]

When buying real estate or conducting a property title search in Texas, it’s essential to check for easements, covenants, and restrictions on property, along with verifying whether any liens on a property exist. A lien is a legal claim that could impact ownership or the right to sell. If you’re wondering how to check if […]

When you’re ready to buy a home in Wyoming, the excitement of finding the perfect property often overshadows the fine print involved in the transaction. One critical component of the closing process is title insurance—a safeguard that protects both buyers and lenders from hidden risks that could threaten property ownership. In this guide, we’ll explore […]

When buying or selling real estate in the state of Tennessee, understanding the process of a deed and title search in Tennessee is essential. Whether you're dealing with a property sold by owner, planning to refinance, or investing in land, it's important to grasp how to check for title defects, resolve encumbrances, and obtain clear […]

When it comes to buying a home in New Mexico, understanding the abstract of title is essential. This critical legal document outlines the history of the property, including its ownership history, legal claims, and mortgage liens. Whether you're a first-time buyer or an experienced investor, knowing how to access and interpret an abstract of title […]

If you're planning a real estate transaction in Utah, understanding how property ownership, title service, and the closing process work is essential. Whether you’re a buyer, seller, investor, or part of a homeowner association (HOA), this guide will walk you through every key term you’ll encounter—from land ownership history to HOA estoppel, and from title […]

How to Do a Title Search in Idaho? When buying or selling real estate in Idaho, understanding the title search process is critical. Whether you're a homeowner, investor, or real estate professional, knowing the details of a property title, how to conduct a home title check, and why title insurance matters can save you time […]

Title Search in Oregon: Professionals & Title Examiner Navigating a real estate transaction in Oregon involves more than agreeing on a price and closing a deal. One of the most critical steps is the title search, a process designed to confirm legal ownership, uncover encumbrances, and ensure that the property title is free of defects. […]

When you're buying a home, one of the most crucial steps in the real estate transaction process is the title search. Whether you're working with a mortgage lender, a real estate attorney, or handling it yourself, understanding how long title processing takes and choosing the right provider can make or break your closing timeline. So, […]

In the world of real estate transactions and environmental due diligence, accurate and thorough title searches are essential. While most people are familiar with the role of title searches in confirming property ownership and uncovering encumbrances, few realize that ASTM International—formerly the American Society for Testing and Materials—has established specific standards that directly influence how […]

When property owners fall behind on paying their real estate taxes, counties across the United States—especially in Florida—have legal mechanisms to recover those unpaid taxes. One of the most common tools used is the issuance of tax certificates | tax cert. This process not only helps local governments recoup funds but also opens up investment […]

Discover how title searches safeguard your property purchases in Chautauqua County and beyond for a secure investment.

When it comes to estate planning tools, understanding how to transfer real estate smoothly when the owner dies is crucial. Fortunately, modern solutions like the transfer on death deed (also called a TOD document or death transfer deed) allow for easy property transfer without the need for lengthy probate proceedings. In this comprehensive guide, we’ll […]

When you need a reliable, fast, and thorough title search — whether for a real estate transaction, legal matter, or investment decision — choosing the right title search companies is critical. A professional title search company helps uncover ownership issues, liens, unpaid taxes, or other property risks before they cause problems. In 2025, the title […]

Discover how grant deeds and quitclaim deeds affect your real estate rights and responsibilities in this comprehensive guide.

If you're planning to transfer property in California, you've likely come across terms like California grant deed , trust transfer deed California form , or...

If a Lien Is Not on Property, What Happens? A lien represents a legal right or claim against a property, often serving as security for a debt. However, there are cases where a lien may exist without being officially documented against the property itself. If a lien is not on the property records, it may […]

Understanding Miami Florida Property Records Miami Florida property records includes information on ownership, tax assessments, liens, and property characteristics. These records are maintained by the Miami-Dade County Recorder of Deeds and the Miami-Dade County Register of Deeds. The Miami-Dade Property Appraiser’s Office provides an online portal for Miami Dade search property. Conducting a Miami Dade […]

A guide to Philadelphia property searches & title reports. Learn about public records, title insurance, mortgage options & closing costs for home buyers.

Learn how to find property deeds, perform Arizona property records & title searches Guide. Check ownership, tax liens & legal descriptions in Maricopa County & statewide.

How to Find Liens on a Property in Maryland: A Complete Guide When dealing with real estate transactions or property ownership, understanding liens is crucial. A lien is a legal claim against a property, often due to unpaid debts, that can affect ownership and sales. If you're in Maryland and need to check for liens, […]

Explore our comprehensive guide on Wisconsin lien searches, title searches, and real estate records for informed transactions.

Discover how to conduct an Oklahoma title search, lien search, and deed search to uncover property ownership and public records in Oklahoma.

Learn about ECB violations in NYC, how to search for DOB violations, pay fines, request hearings, and resolve property issues with the NYC Department of Buildings.

Explore Missouri property records, deed searches, and title lookups. Learn how to access land records, verify ownership, and ensure clear titles in Missouri.

Explore Indiana property searches, title lookups, and deed records. Learn how to perform Marion County Indianapolis property searches and free owner lookups.

Learn how Florida tax deed sales work, including liens, overbid monies, and surviving judgments. Protect your property rights under Florida Statutes. Essential guide for owners & investors!

Learn everything about NYS title search, NYC title status, and lien checks in New York. Discover how to perform a property deed search, resolve liens, and ensure a smooth real estate transaction.

Learn how to access South Carolina property records, conduct a title search SC, find a property deed in SC, and explore South Carolina land records with ease.

Learn how to conduct an Ohio title search, check property liens, and verify ownership using public records, online tools, or county offices for secure transactions.

Learn how to conduct a California title search for property, find owners, check liens, and access deeds with this complete step-by-step guide.

Learn how to conduct a Pennsylvania title search, access land records, and avoid potential issues in real estate transactions with this comprehensive guide.

Conduct a Georgia title search to verify property ownership, liens, and deeds. Learn how to find out who owns a property in GA with our expert guide.

Embarking on a real estate transaction, whether buying or selling, requires due diligence and a thorough understanding of Washington State title search. Failing to conduct proper lien and title searches can expose you to hidden debts, legal encumbrances, and potential financial losses. This guide will walk you through the intricacies of lien and title searches […]

Discover top title companies in Massachusetts for seamless real estate transactions. Get expert title searches, insurance, and escrow services. Contact us today!

Discover how title abstractors assist in property title searching by uncovering legal history and ownership details, ensuring safe and reliable real estate transactions.

Mineral rights give you the legal ability to explore, extract, and benefit from the minerals beneath your property. They’re entirely separate from surface rights, which means someone else could technically own the resources underground while you own the land above. What Are Mineral Rights? Minerals covered under these rights include oil, natural gas, coal, precious […]

Learn the key differences between easements and rights-of-way, their purposes, ownership, and how they impact property use for homeowners and buyers.

AFX Research: Leading the industry in Abstract Title & Title Services unmatched quality and quantity in title abstracts, delivering accurate and timely results nationwide.

When one seeks either to purchase or refinance a commercial real estate, one of the important steps in due diligence involves understanding the environmental history of the property. The Phase I Environmental Site Assessment has been considered an important tool for determining potential environmental risks associated with a property. It's more than a formality; it's an integral part of the process for the protection of buyers, sellers, and lenders from financial and legal liabilities. The cost of a Phase I Environmental Site Assessment, factors that […]

Insurance agents play a crucial role in ensuring that clients receive the rightful compensation for their claims. Among other things involved in the processing, and especially with home insurance, confirmation of property ownership is required through a current title search. By understanding how important it is to verify the property titles correctly, agents can avoid […]

To a real estate investor, any successful transaction rests on a variety of players, with the title companies standing out as one of the most important. Often operating behind the scenes, title companies play a crucial role in ensuring safe and smooth property transfers. Understanding what title companies do, how they work, and what to […]